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For GCash users in the Philippines

GCash Fee Calculator

Estimate the fee before you cash in, cash out, transfer money, use PayPal, or buy load. No login, no account details, just the amount and method.

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Data source: GCash fees page and GCash Help Center. This is an estimate, not a payment screen.

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Fee rules used in this calculator

Offline cash in

First PHP 8,000 per calendar month is free. The amount above that limit is charged 2%.

Bank transfer

GCash lists PHP 15 per bank transfer, with a PHP 50,000 max per transaction.

Cash out

RCBC Scan to Withdraw is PHP 18. Other partners are estimated at 2% of the amount.

PayPal / Payoneer

PayPal cash in is calculated at 1%. Payoneer is listed as free.

Send money

GCash lists no fee for the first 500 sends and receives per month, then PHP 5 for select power users.

Buy load

Globe and Smart have small fixed fees by load amount. DITO is listed as free.